How do you bill airlines and corporate flight departments for Part 142 training?
Airlines and corporate flight departments don't pay like consumers — bill them through named client accounts with international wire transfer support (SWIFT/UETR), multi-currency invoicing, and BSA/FinCEN CTR + OFAC compliance built into every transaction.
A Part 142 ATO's real customer is rarely the pilot in the simulator. It's the airline training department, the charter operator, the corporate flight department, or the Part 141 school that contracted the training. Billing that audience requires a fundamentally different model than Stripe-style consumer checkout.
Why the answer is what it is
Client accounts, not pilot accounts
Each airline / operator is a named client account. Individual pilots roll up to that account — the airline pays, not the pilot.
International wire transfers, not card-on-file
Corporate flight departments pay invoices via international wire. Your platform needs SWIFT/UETR references and a wire-transfer queue that maps received funds to open invoices.
Multi-currency invoicing
A European customer pays in EUR; a Middle Eastern customer in AED; a Singapore customer in SGD. Live exchange-rate conversion + invoicing in the customer's currency are table stakes.
FinCEN compliance baked in
BSA CTR auto-flagging on transactions ≥$10K (31 CFR §1010.311), OFAC flag fields, IRS Form 8300 notice, and 5-year retention reminders. Not optional.
Invoice aging visibility
Buckets at current / 30 / 60 / 90 / 90+ days, scoped per client account, with wire-transfer alerts surfaced on the billing hub.
What to look for
- Client account data model (airlines, charter, corporate, Part 141 schools)
- SWIFT / UETR wire references on every transfer
- Multi-currency invoicing with live exchange-rate conversion
- BSA / FinCEN CTR auto-flagging for transactions ≥$10K
- OFAC flag fields on every transaction
- Invoice aging buckets per client account
- Wire-transfer queue with link-to-invoice reconciliation
Related questions
Can't we just use Stripe for Part 142 billing?
Stripe works for consumer payment flows. Part 142 customers are airlines and corporate flight departments paying via wire transfer — Stripe doesn't cover that primary flow. You'd end up with two systems.
What's the minimum compliance posture for international wire transfers?
BSA/FinCEN CTR auto-flagging on transfers ≥$10K, OFAC compliance fields, 5-year retention, and IRS Form 8300 notice. Penalties for missing compliance are substantial.
How does AviationAlley handle this?
AviationAlley's billing model is B2B from day one: client accounts, SWIFT/UETR wire references, 20-currency invoicing with live exchange rates, and FinCEN/OFAC compliance built into every transaction.
How Roffik addresses this
The platform for FAA-approved Part 142 training centers — simulator scheduling, FAA compliance records, client-account billing, and SWIFT wire reconciliation. Learn more about AviationAlley.